---

PRAM Background

PRAM was founded in 1989 and is licensed as a registered third-party administrator in every state that requires it. While it was initially formed as a Life & Health agency, PRAM soon realized its passion and niche was in the pharmacy benefits space. Since the early 1990’s, PRAM has operated as an MGU, providing risk bearing, fully-insured, prescription drug insurance products to local, regional, and national accounts.

A lot has evolved within our organization over the last 35 years, and we are proud of our commitment to the pharmacy space with a strong focus on technology and new products. We understand the marketplace is constantly changing and
our strong reputation and knowledge base has allowed us the flexibility to find innovative solutions to save your clients money and provide programs that can truly help members afford to maintain and improve their health. The industry has never needed us more.

PRAM’s expertise in the prescription benefit marketplace allows us to provide the uniqueness and customization that is so lacking in the healthcare industry today. We hand select partners whose values align with our own to create one cohesive, comprehensive product. With over 35 years in the industry, we provide longevity our clients can depend on. Our goal is to change the industry’s perspective on pharmacy options and provide innovative solutions to help members save on costs. While your job is to find the right pharmacy benefit partner, our job is to provide the right pharmacy solution for you and your clients.

“You hope you never have to use your car insurance, life insurance, accident insurance, but you still pay for those things every single month like clockwork. Why not purchase an insurance product you KNOW you will use… the prescription program for the average person… PRAM.”